Florida Medical Insurance Statistics
Consider the following statistics about health care coverage in Florida:
When you need help figuring out how your addiction treatment is covered in your insurance policy or if you want to find a program that is wholly or partially covered by your insurance plan, you may contact your health insurance provider. Insurance coverage for addiction rehabilitation is an important concern nowadays because the cost of treatment is not cheap.
Total Florida Residents – 18,016,996
Florida uninsured residents – 20.17%
Total Florida HMO enrollment – 3,539,153
Avg annual employee premium in FL employer-sponsored plan (after employer contrib): $1,065
Avg FL hospital cost per inpatient day (before insurance) – $1,652
Source data according to the Kaiser Family Foundation:
Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008)
Total HMO Enrollment, July 2008
Average Single Premium per Enrolled Employee For Employer-Based Health Insurance, 2008
Hospital Adjusted Expenses per Inpatient Day, 2007
Florida Health Plans
Participating marketplace insurers for 2015 include Aetna, Blue Cross Blue Shield of Florida, Cigna, Coventry Health Care of FL, Florida Health Care Plan, Health First Health Plans, Health First Insurance, Health Options, Humana, Molina Healthcare of Florida, Preferred Medical Plan, Sunshine State Health Plan.
2014 results: highest enrollment for states using HealthCare.gov
How do I know if my policy covers drug treatment services?
First, we must learn what services are needed. Is detoxification necessary? Have you attempted outpatient treatment? What is the duration of your plan for drug treatment? There are many questions to be answered, and American Addiction Centers will assist you with those answers after a brief assessment with our coordinators, after which we will call your insurance company to help you determine your options.
Commonly Covered Services
Below are some common services we provide. Again, the specific type of treatment a client is suggested can depend on many factors.
Detoxification Services: Sometimes, the long-term use of substances can create a condition in which an individual’s body becomes dependent. This requires specialized 24-hour monitoring and possible medication, usually within an inpatient setting.
Outpatient Drug Treatment: This is a model of drug treatment where you go to treatment one place, but live in another. Clients are not monitored 24/7. This may also be referred to as Partial Hospitalization Programs, or (PHP).
Inpatient Drug Treatment: In general, this is a model in which you live and are being treated at the same location (and the definition can vary by local/state law).
Residential Treatment: This is another way of saying you’re residing at the same location at which you’re undergoing treatment services. “Residential” often implies a more social setting.
In addition, we may provide other services for which your insurance policy may offer benefits.